Habtam Bet lets you fund your account starting at 100 ETB using Telebirr, CBE Birr, M-Pesa, or bank transfer. Every transaction stays in Ethiopian Birr and Habtam Bet charges nothing. Telebirr and M-Pesa payouts process within 2 hours. The site holds a license from Ethiopia's National Lottery Administration.
Five options let you deposit and withdraw. All figures are in Ethiopian Birr. Telebirr and M-Pesa give you the quickest round-trip.
| Payment Option | Type | Minimum Deposit | Maximum Deposit | Minimum Payout | Maximum Payout | Deposit Time | Payout Time | Habtam Bet Fee |
|---|---|---|---|---|---|---|---|---|
| Telebirr | Digital Wallet | 100 ETB | 50,000 ETB | 100 ETB | 50,000 ETB | Immediate | Within 2 hours | Zero |
| CBE Birr | Digital Wallet | 100 ETB | 50,000 ETB | 100 ETB | 50,000 ETB | Immediate | Within 24 hours | Zero |
| M-Pesa | Digital Wallet | 100 ETB | 70,000 ETB | 100 ETB | 70,000 ETB | Immediate | Within 2 hours | Zero |
| Awash Bank | Banking Channels | 500 ETB | 200,000 ETB | 500 ETB | 200,000 ETB | Within 2 hours | 1-3 working days | Zero |
| Dashen Bank | Wire Transfer | 500 ETB | 200,000 ETB | 500 ETB | 200,000 ETB | Within 2 hours | 1-3 working days | Zero |
You can add funds through three digital wallets on your Habtam Bet account: Telebirr, CBE Birr, and M-Pesa. Telebirr, run by Ethio Telecom, is the most popular wallet across Ethiopia and what most players choose here. Starting at 100 ETB, your money arrives the moment you approve it in your app. CBE Birr pairs with the Commercial Bank of Ethiopia's app, making it ideal for CBE customers. Payouts via CBE Birr max out at 24 hours versus Telebirr's 2-hour window. M-Pesa by Safaricom Ethiopia allows the biggest single payment at 70,000 ETB, letting you move large amounts without breaking them into smaller chunks.
When you need to move more than mobile wallet limits allow, Awash Bank and Dashen Bank provide traditional banking routes. Starting at 500 ETB, both banks accept up to 200,000 ETB per transaction. Your Habtam Bet account usually gets credited within two hours on business days. Withdrawals follow standard interbank processing and take 1-3 working days after Habtam Bet approves your request. For urgent cashouts, digital wallets are faster. For large sums, banks remove the per-transaction caps that mobile options have.
Using Telebirr, CBE Birr, or M-Pesa takes under 2 minutes. All three wallets require a 100 ETB minimum.
Go to habtam.bet and enter your password. New users can sign up with just a phone number in under 3 minutes.
Click your balance or go to Cashier from your menu at the top.
Pick Telebirr, CBE Birr, M-Pesa, Awash Bank, or Dashen Bank from the deposit section.
Type your amount in ETB. Minimum 100 ETB for digital wallets or 500 ETB for banking.
Finish the transaction in your Telebirr, CBE Birr, or M-Pesa app with your PIN or face ID.
Your Habtam Bet balance updates right away. Start playing or betting straight away.
M-Pesa and Telebirr take 2 hours max. CBE Birr takes a full day. Awash and Dashen take 1-3 working days. You must verify first.
Finish verification using a National ID, Passport, or utility bill before your first withdrawal.
Sign in to habtam.bet, go to Cashier, and pick Withdrawals.
Choose where it goes. Habtam Bet sends payouts back to the same method you used to fund.
Enter your total in ETB. Minimum 100 ETB for digital wallets or 500 ETB for banks.
Double-check and finalize. Habtam Bet gets started right after.
Telebirr and M-Pesa: within 2 hours. CBE Birr: within 24 hours. Awash and Dashen: 1-3 working days.
All per-transaction amounts are in ETB. Habtam Bet has no daily deposit cap at the system level.
| Payment Method | Lowest Amount | Highest Amount | Processing Speed |
|---|---|---|---|
| Telebirr | 100 ETB | 50,000 ETB | Instant |
| CBE Birr | 100 ETB | 50,000 ETB | Instant |
| M-Pesa | 100 ETB | 70,000 ETB | Instant |
| Awash Bank | 500 ETB | 200,000 ETB | Within 2 hours |
| Dashen Bank | 500 ETB | 200,000 ETB | Within 2 hours |
| Payment Method | Lowest Amount | Highest Amount | Processing Speed |
|---|---|---|---|
| Telebirr | 100 ETB | 50,000 ETB | Within 2 hours |
| CBE Birr | 100 ETB | 50,000 ETB | Within 24 hours |
| M-Pesa | 100 ETB | 70,000 ETB | Within 2 hours |
| Awash Bank | 500 ETB | 200,000 ETB | 1-3 working days |
| Dashen Bank | 500 ETB | 200,000 ETB | 1-3 working days |
Habtam Bet imposes no charges on deposits or withdrawals. You won't find processing fees, handling costs, or currency conversion surcharges. The total you send arrives fully, and the total you request comes to you in full. Your payment supplier (Telebirr, CBE Birr, M-Pesa, or your bank) sets its own costs on outbound transfers. Telebirr, CBE Birr, and M-Pesa each publish their own fee plans outside of Habtam Bet. Before moving large sums, check with your provider about their fee schedule if costs concern you.
| Payment Method | Habtam Bet Deposit Cost | Habtam Bet Payout Cost | Third-Party Provider Cost |
|---|---|---|---|
| Telebirr | Zero | Zero | Per Telebirr rates |
| CBE Birr | Zero | Zero | Per CBE rates |
| M-Pesa | Zero | Free | Per M-Pesa rates |
| Awash Bank | Free | Free | Per bank rates |
| Dashen Bank | Free | Free | Per bank rates |
You'll verify before making your first withdrawal. You can deposit without verification up to a certain amount.
Habtam Bet has a National Lottery Administration license that requires confirming who you are before sending cash out. The process is simple: upload one of three approved documents in your account settings, and the team reviews it in 30 minutes to 24 hours. Once cleared, you can withdraw using all five methods up to their individual caps. Submit sharp, clear photos of your documents to avoid delays. ID cards need both front and back.
Your Ethiopia National ID works. Provide photos of both sides. Pictures must be sharp with all text readable.
Any international or Ethiopia passport is fine. Show the identification page clearly.
A recent utility bill or bank document showing your full name and address. Used to verify where you live.
Most verifications complete in 30 min to 2 hours on weekdays. Maximum is 24 hours.
Habtam Bet's help desk runs 24/7 via live chat. Tell them if a deposit didn't arrive or a payout is slow.
Frequent questions on deposits, withdrawals, limits, fees, and verification for Habtam Bet.
Sign up for alerts about new payment paths, deposit bonuses, and special cash-back offers at Habtam Bet. No spam. Drop out when you like.
Habtam Bet is licensed by Ethiopia's National Lottery Administration and supports responsible gambling. Players get tools to cap deposits, receive time alerts, and self-exclude for periods in account settings. All users can use these. The site is only for people 18 and older.
If gaming hurts your finances or mood, free confidential support is here.